United Kingdom (UK)

Scholarships: Chevening, Clarendon, Commonwealth, etc.

Student Loans: Prodigy (with UK co-signer).

Cost of Living: KES 150,000–205,000/month.

Visa: KES 450,000 total cost.

Work: Max 20 hrs/week.

Malaysia

Scholarships: Merit-based and athlete scholarships available for all levels.

Student Loans: Not available for Kenyan students.

Cost of Living: KES 65,000–91,000/month.

Visa: KES 70,000–100,000.

Work: 20 hrs/week during school holidays.

New Zealand

Scholarships: New Zealand offers several scholarship opportunities such as the New Zealand Government Manaaki Scholarships, university-specific merit scholarships, and Commonwealth Scholarships.

Student Loans: Education loan options are limited for international students; some universities provide flexible installment payment plans.

Cost of Living: KES 150,000–220,000/month depending on city (Auckland and Wellington are on the higher end).

Visa: KES 25,000 (Student Visa) + KES 15,000–20,000 (medical and insurance costs).

Work: 20 hrs/week during term; full-time during scheduled breaks.

Dubai (UAE)

Scholarships: University-based merit scholarships.

Student Loans: Limited options; institutional finance may apply.

Cost of Living: KES 140,000–235,000/month.

Visa: KES 140,000–165,000.

Work: Students may work part-time with institutional approval.

Netherlands

Scholarships: Holland Scholarship, university-specific funding.

Student Loans: May vary by university.

Cost of Living: KES 120,000–180,000/month.

Visa: KES 39,500.

Work: 16 hrs/week during term; full-time during breaks.

Hungary

Scholarships: Stipendium Hungaricum (full coverage).

Student Loans: Not available.

Cost of Living: KES 67,000–112,000/month.

Visa: KES 15,498 + courier KES 5,636.

Work: Allowed part-time, varies by institution.

Canada

Scholarships: Vanier, Trudeau, and institutional awards.

Student Loans: ✅ MPOWER Financing available.

Cost of Living: KES 170,000–230,000/month.

Visa: KES 22,000.

Work: 20 hrs/week, full-time during breaks; PGWP up to 3 years.

Latvia

Scholarships: Latvian Government Scholarships and university-based merit awards.

Student Loans: Education loan options are limited; some universities offer installment payment plans.

Cost of Living: KES 80,000–130,000/month depending on city.

Visa: KES 13,000 (Visa) + KES 7,000–10,000 (residence permit).

Work: 20 hrs/week during term; full-time during holidays.

United States (USA)

Scholarships: Fulbright, Mastercard Foundation, and university-specific scholarships.

Student Loans: ✅ MPOWER Financing available without co-signer.

Cost of Living: KES 140,000–230,000/month depending on city.

Visa: KES 102,992 (Visa + SEVIS + Screening).

Work: 20 hrs/week on-campus; OPT/CPT available after study.